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Invoice Factoring

Stop waiting 30-90 days for payments

Accounts receivable financing, or Factoring, is the purchase of accounts receivable invoices at a discount. If you bill your services to commercial customers, and they pay in 30, 60, 90 days or more, Invoice Factoring is a great working capital solution. This flexible type of financing works great for businesses of many different ages and sizes, as long as you have qualifying invoices. Many factoring companies will even work with you if you’re a startup. 

Qualifying for invoice factoring with Webb Capital Advisors is easier than qualifying for long term financing, like term loans and lines of credit. While credit scores, annual revenues, and profitability can be significant hurdles for other types of financing, those are less often issues with invoice factoring. Most factors care about three primary things:​​

  1. You must invoice business (B2B) or government (B2G) customers. Your customers must have good credit scores and they must be established businesses. The factor will need to feel comfortable that your customers are likely to pay off your invoice.

  2. The invoices must be due and payable within 90 days and unencumbered by other loans.

  3. Your business should not have a history of serious tax or legal problems.

*** Pay when paid contracts and progress billing is ok.

*** Invoices to general contractors and commercial clients

Immediately Improve Your Cash Flow

  • Cash in 24 hours

  • No recourse even if the account does not pay

  • Credit insurance on your clients at no cost to you

  • No arbitrary loan board decisions

  • No fixed payments

  • As sales and receivables increase, funding Increases

  • Focus on your business, not collections

  • Take advantage of early payment or bulk purchase discounts from your suppliers

  • Ability to start new or large projects

  • Accounts receivable financing is more flexible and quicker than bank loans

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How does it benefit your business?

  • Fund payroll or other operating expenses

  • Purchase inventory to take advantage of bulk/early payment discounts

  • Fund expansion and growth

  • Respond to seasonal demands and opportunities

  • Take on that large new account with confidence

Contact us to discuss your financing options

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