Accounts receivable financing, or Factoring, is the purchase of accounts receivable invoices at a discount. If you bill your services to commercial customers, and they pay in 30, 60, 90 days or more, Invoice Factoring is a great working capital solution. This flexible type of financing works great for businesses of many different ages and sizes, as long as you have qualifying invoices. Many factoring companies will even work with you if you’re a startup. 

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Qualifying for invoice factoring with Webb Capital Advisors is easier than qualifying for long term financing, like term loans and lines of credit. While credit scores, annual revenues, and profitability can be significant hurdles for other types of financing, those are less often issues with invoice factoring. Most factors care about three primary things:​​

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1. You must invoice business (B2B) or government (B2G) customers. Your customers must have good credit scores and they must be established businesses. The factor will need to feel comfortable that your customers are likely to pay off your invoice.
    

2. The invoices must be due and payable within 90 days and unencumbered by other loans.
    

3. Your business should not have a history of serious tax or legal problems.

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*** Pay when paid contracts and progress billing is ok.

*** Invoices to general contractors and commercial clients