These lines of credit do not report to personal credit as long as accounts are in good standing. We’ve compiled a list of lenders that will not report the client’s accounts to the personal credit report. Clients keep their business and personal credit separate. No collateral required so clients don’t have to tie up personal assets to obtain financing.

We provide the client a fast, no-cost funding estimate usually available within one business day. Clients need to submit a one page pre-qualification form and a three bureau personal credit reports to have a reasonable expectation of approval amounts.

Visa/MC Corporate Credit Cards - Funds come in the form of business Visa/MC credit cards in the company name. These cards are non-vendor specific; i.e. The cards will NOT be ones that can only used with certain stores, like a Macy’s, Staples, or Home Depot. Clients typically receive all cards in as few as 15 days, nearly always within 30 days.

Introductory 0% rate on purchases and/or balance transfers for the first 6-12 months on most, if not all the cards. We can avoid lenders that do not offer 0% intro rates, if desired. Rates as low as 6.99%-17.99% on purchases after the introductory period. Rates vary based on strength of the guarantor’s personal credit profile.

There are possible additional promotional rates available in the future. We can teach people how to use accounts strategically, so that after the initial 0% rates expire, they can increase their chances of getting additional promotional rates in the future, like 0% on balance transfers for 18 months, with just a one time 3% balance transfer fee.